Projected settlement
Final Settlement
A live projection of what your cashless settlement will look like, built from your pre-auth and policy terms. Final numbers will be frozen on discharge.
Case
PRU-PA-2026-001142
Hospital
Fortis Memorial Research Institute
Sector 44, Gurugram
Procedure
Phacoemulsification with monofocal IOL — right eye
Admission
11 May 2026 · 1-night stay
Paid to hospital
₹40,000
This will be finalised on discharge.
Hospital billed
₹60,000
Prudential paid
₹40,000
67% of the bill covered
Your out-of-pocket
₹20,000
Non-medical items collected at discharge
Money trail
Every rupee, line by line — from hospital bill to final settlement
Hospital billed amount | ₹60,000 |
Non-medical items (IRDAI List-I) Registration, admission kit, sanitary consumables | −₹2,400 |
Cataract sub-limit / room-rent deduction Cataract benefit is capped at ₹40,000 per eye | −₹17,600 |
Admissible amount | ₹40,000 |
Co-pay (0% for member < 60) | — |
Approved amount | ₹40,000 |
Paid to hospital (cashless) | ₹40,000 |
Payable by member Non-admissible items collected at discharge | ₹20,000 |
Preview only
Final figures are locked when the hospital raises the discharge bill and our team completes the final review.
Policy impact
Sum insured
₹10,00,000
Utilised this year
₹40,000
Remaining
₹9,60,000
Restoration benefit
Available
NCB for renewal
+20%
Because this is your first claim, the full sum insured is auto-restored under the policy's restoration benefit.