Health insurance, made human

Your family is covered.
Dad’s eye check
is due.

Kavach Health is the insurance you actually open between renewals — to find a doctor, use OPD, ask if something is covered, or follow a claim from pre-auth to settlement.

Open Rohan’s app
18,000+
network hospitals
37 min
median pre-auth TAT
IRDAI
regulated · ISO 27001
From Kavach
Vinod’s eye check is due — your OPD covers it.
How a claim actually flows

One case. Four hands. No paper.

Watch Rohan’s family move through Kavach: pitch to renewal, with state shared across every hand that touches the case.

  1. 01 · Agent · Neha
    Pitch & STP issue
    AI co-pilot reads the lead, drafts ₹15L floater, e-signs in 9 min
  2. 02 · Member · Rohan
    Dad's eye check
    OPD wallet covers consult, finds Fortis cataract pkg, books cashless
  3. 03 · Insurer · Adjudicator
    Pre-auth ✓
    AI 94% confidence, ₹40k cap applied, Maharashtra package rate enforced
  4. 04 · Member · Settlement
    Discharge in 23 min
    ₹40k to Fortis on UPI, ₹20k member share, e-receipt in wallet
For operators

Same engine, your view.

One canonical model · zero batch sync · audit-grade
Agent super-app

Close with an AI co-pilot

Pipeline · live meeting transcript · STP issuance

32 min
median issue TAT
Open
Insurer console

Adjudicate, don't paper-push

Pre-auth queue · cited reasoning · audit trace

64%
AI auto-cleared
Open
Leadership cockpit

Real numbers, real time

Board · CEO · CFO · COO · live ops control room

5 views
from one model
Open
The Kavach thesis
The claim is an event stream —not a file in a tray.

Most insurers built for batch processing and paper. Kavach is built for the moment the member calls — when knowing the next step matters more than filing it.

₹0 to ₹40k
settled in 23 min
94%
AI confidence on hero case
0
files in a tray