Channels
Channel face · POSP / Broker
Become a POSP in 4 days.
POSP (Point of Sale Person) — IRDAI's lightweight licence for individual distributors. Most insurers take 30–45 days to onboard a POSP. We do it in four. The same Capability APIs Neha uses run under this app, just with the POSP scope set on your token.
Active POSPs
1,800
Onboarding p50
96 hrs
Avg premium / sale
₹28K
Avg payout SLA
D+1
The 4-day ladder
Day 01 of 4
Sign up + KYC
~25 minutes
- Aadhaar + PAN via DigiLocker (no upload, no scanner)
- Bank account + UPI handle for commission credit
- Self-declaration of distribution intent
Day 12 of 4
IRDAI POSP-101 exam
~3 hours, AI-proctored
- 75-question MCQ paper, online, in 10 vernaculars
- AI proctoring (face + audio) — cleared by IRDAI in 2023
- Result in 4 hours · pass rate: 71%
Day 23 of 4
Training + first quote sandbox
~2 hours
- 12 video modules — life, health, motor, fire, marine
- First quote in sandbox · simulated customer + AI co-pilot review
- Compliance scripts, do/don't list, IRDAI sales code
Day 34 of 4
Live · first paying customer
Earn from minute 1
- App switches to live mode · IRDAI POSP code issued
- First quote → first issuance → first commission credited
- AI co-pilot is on every conversation, day 1
Earnings preview
Estimate based on your monthly volume
Policies sold per month15
115304560
Monthly commission
₹42,000
Annualised
₹5,04,000
Assumes avg premium ₹28,000 and IRDAI POSP commission band of 10%. Real-life numbers vary by product mix; renewal commission accrues separately year 2 onward.
Why POSPs love us
Quiet discipline that compounds.
D+1 instant payouts
Commission credited to UPI within 24 hours of premium being received. Most insurers pay D+30 to D+45.
Transparent commission ledger
Every rupee traced — base commission, renewal accrual, claw-back, GST cut. Live in your app.
Same AI co-pilot as tied agents
The brief. The live-meeting transcript. The objection cards. Day 1, no tier discrimination.
Continuous CPD inside the app
IRDAI continuing professional development credits earned via the same training modules.
Cohort progress this month
POSPs onboarded in April 2026
Started onboarding
412
Cleared IRDAI exam
294
71% pass rate
Live & earning
276
67% conversion
Funnel67%
See how the same engine wraps a bank app or an embedded partner widget.